随着失业的增加，很多家庭已经无力供孩子上大学。由于无利可图，很多商业银行也终止了相关的贷款。不过政府的资金资助项目仍在进行，这无疑对那些资金紧张、又想让孩子上大学的中产家庭提供了有力的支持。
11．B 考查细节理解。该段的最后一句话告诉我们他们计划失败的原因：Then her husband lost his job，也就是选项所说的： The father was out of work。
12．D 考查细节理解。题干关键词manage to solve their problem对应第三段的work out a solution，该段告诉我们他们解决问题的方案：asked and received more aid from the schools，and each son increased his borrowing to the maximum amount through the federal loan (贷款) program，也就是D项。
