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If your idea of the ideal permanent getaway includes clear water and white sand beaches, consider these Caribbean Islands.

Ambergris Caye, Belize

As the largest island in Belize, Ambergris Caye is the most popular spot in Belize. The Belize Barrier Reef draws fishermen and drivers. In addition to using airlines, you can also reach the island by water taxi.

On a budget of $ 2, 900 a month.

Bocas Town, Panama

Lying near the border of Costa Rica, Bocas del Toro is a group of nine main islands and a few hundred very smaller ones. The main center is Bocas Town-a seaside town of brightly painted buildings over the water. Fishing, water sports and whale watching are popular with locals.

On a budget of $ 1, 400 a month.

Roatan, Honduras

About 35 miles off the Honduran coast, Roatan-the largest of the Bay Islands-is most famous as a diving destination. It is affordable, having white sand beaches, warm weather, and cooling sea breezes. Though Spanish is the official language, English is widely spoken, making the island an easy place to fit in.

You could live well in Roatan, around $ 30, 000 a year, or $ 2, 500 a month.

Isla Mujeres, Mexico

About 10 miles from Cancun, Isla Mujeres is a peaceful world. Instead of cars, many use golf carts for transportation. The nearby reef offers fishing, swimming, boating, and a unique underwater sculpture museum. Pods of dolphins, sea turtles and the seasonal migration of whale sharks are other attractions.

You can live well on isla Mujeres, around $ 36, 000 a year, or $ 3, 000 a month.

21. Where can visitors spend the least to enjoy island life for a year?

A. On Ambergris Caye.      B. In Bocas Town.      C. On Roatan.      D. On Isla Mujeres.

22. What is Roatan best known for?

A. Fishing.      B. Watching whale sharks.      C. Diving.      D. Having multiple languages.

23. What can visitors do on Isla Mujeres?

A. Visit an unusual museum.           B. Watch an underwater palace.

C. Play golf and other water sports.      D. Use water taxies for transportation.